The following accounts may qualify for "Bounce Protection". Our NSF fee for paid items of $25.00 will be charged for each overdraft created by check, in-person withdrawal, ATM withdrawal or other electronic means as applicable. All negative balances must be brought positive within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.


CHECK FREE (FREE CHECKING)

This checking account includes free Internet Banking and Bill Pay, and GNB Infoline Banking. A debit card is available upon approval and statements are issued monthly with no images. Click here for our rates.

  • $50.00 minimum deposit to open account
  • No monthly service charge or per check charge
  • Unlimited check writing privileges 
  • Direct Deposit Available
  • Overdraft Protection upon qualification 
  • All other account related fees apply including overdrafts, stop payments

 

REGULAR CHECKING

This is our standard checking account that provides you with unlimited check writing privileges. Statements are issued monthly and the account can be accessed through an Automated Teller Machine (ATM). A debit card is available upon approval. Click here for our rates.

  • $100.00 minimum deposit to open account
  • Minimum balance to avoid imposition of fees
  • Direct Deposit available 
  • Free Internet Banking with Bill Pay
  • Free GNB Infoline Banking 
  • Overdraft Protection upon qualification 
  • All other account related fees apply including overdrafts, stop payments

Service charges assessed per statement cycle based on minimum monthly balance as follows:

Balances between $0.00 to $199.99 will have a $6.00 charge.
Balances between $200.00 to $299.99 will have a $5.00 charge.
Balances between $300.00 to $399.99 will have a $4.00 charge.
Balances $400.00 and up will have no charge.


INVESTMENT CHECKING

The checking plan that pays you interest. Earn competitive market rates and pay no monthly maintenance fee, if minimum balances are maintained. Statements are issued monthly. Automated Teller Machine (ATM) access available. Corporations and Partnerships for Profit are not eligible. Click here for our rates.

  • $750.00 minimum deposit to open account
  • Interest compounded daily and credited monthly.
  • Balances of $750.00 and above earn interest, rates subject to change at management's discretion
  • 40 free checks per month. Each additional check will be charged a $.25 service charge fee.
  • Daily balance that falls below $750.00, earns no interest, and will be charged a $10.00 per month service charge fee.
  • Monthly statement
  • Direct Deposit available 
  • Debit card available upon approval
  • Internet Banking with Bill Pay
  • GNB Infoline Banking 


PRESTIGE 50 CLUB ACCOUNT

Value added checking accounts for special customers "50" and over. Must maintain a minimum balance of $750.00 in the account each day to obtain the disclosed annual percentage yield. Variable rate may change at any time. Interest compounded daily and credited monthly. Click here for our rates.

  • $100.00 minimum deposit to open account
  • Unlimited check writing privileges 
  • Monthly fee of $7.00 will be imposed every statement cycle if the balance in the account falls below $100.00
  • Free special member checks 
  • Monthly statement 
  • Direct Deposit available
  • Debit card available upon approval
  • Free Internet Banking with Bill Pay
  • Free GNB Infoline Banking 
  • Overdraft Protection upon qualification 
  • Personal size safe deposit box. No rental fee for one year. New rentals only.
  • All other account related fees apply including overdrafts, stop payments

Additional Benefits:

  • No charge for cashier’s checks and money orders
  • $100,000 Travel Accidental Death Insurance 
  • Payment Card Protection 
  • Key Ring Protection 
  • Savers Club ®

 

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.