Description APY** Interest Rate Minimum To Open Minimum Balance To Obtain APY
Rates effective as of 11-28-18


Printable Rate Sheet





Investment Checking 0.05% 0.05% $750 $750
Prestige Checking 0.05% 0.05% $100 $750
More Interest 1.50% 1.49% $50

1.50% to .30% 0.25%
Portion of balance over $10,000
Sweep Accounts 0.07% 0.07%

Savings 0.05% 0.05% $100





Premier Gold - Personal



Tier 1 0.60% 0.60%
$200,000
Tier 2 0.50% 0.50%
$100,000
Tier 3 0.40% 0.40%
$50,000
Tier 4 0.35% 0.35%
$25,000
Tier 5 0.25% 0.25% $5,000 $5,000





Premier Gold - Business



Tier 1 0.60% 0.60%
$250,000
Tier 2 0.50% 0.50%
$100,000
Tier 3 0.35% 0.35%
$50,000
Tier 4 0.25% 0.25% $25,000 $25,000





Christmas Club 1.25% 1.24% $1.00















** APY = Annual Percentage Yield. Reflects the total amount of interest based on interest rate and daily compounding for a year. Fees could reduce earnings.
Rates are subject to change at any time without notice.

LENGTH APY** INTEREST RATE MINIMUM DEPOSIT**
Rates effective as of 11-28-18


Printable Rate Sheet




90 Days 0.20% 0.20% $1,000
5 Months 0.20% 0.20% $1,000
6 Months 0.20% 0.20% $1,000
8 Months 0.20% 0.20% $1,000
9 Months 0.20% 0.20% $1,000
$$ 11 Months 2.20% 2.18% $1,000
1 Year 0.30% 0.30% $1,000
16 Months 0.35% 0.35% $1,000
$$ 18 Months 2.45% 2.42% $1,000
21 Months 0.45% 0.45% $1,000
2 Years 0.55% 0.55% $1,000
$$ 30 Months 2.70% 2.66% $1,000
33 Months 0.50% 0.50% $1,000
3 Years 0.80% 0.80% $1,000
4 Years 0.85% 0.85% $1,000
$$ 5 Years 3.05% 3.00% $1,000
78 Months 1.00% 1.00% $1,000








$$ - GNB Special




** APY = Annual Percentage Yield. Reflects the total amount of interest earned based on interest rate and daily compounding for a year. Penalty for early withdrawal.
$500 minimum deposit for IRA Certificates.
Rates are subject to change at any time without notice.

TYPE INTEREST RATE NOTES
Rates effective as of 11-27-18
Printable Rate Sheet



Single payment notes/ fixed and variable rate Lines of Credit

Daily Variable 5.875% Prime + 0.625%; 4.375% Floor Rate
GNB Base Rate $5,000 +

1 - 2 Year Fixed 6.125%
25- 36 Month Fixed 6.375%
37-48 Month Fixed 6.750%






GNB Base Rate $1,000 - $4,999

1 Year Fixed 8.625%
2 Year Fixed 8.875%



Equipment/Farm Implement Loans

48 Months 5.875%
60 - 72 Months 6.625%



 
YEAR INTEREST RATE APR PMT/MO TERM
Rates effective as of 11-27-18


Printable Rate Sheet
SPECIAL - New Only 
4.59%
5.168
140.74
85 Months

SPECIAL - Any Model Year
3.99%
4.971
230.16
48 Months or Less

SPECIAL - Any Model Year
4.15%
4.794
154.57
49 - 75 Months

SPECIAL - RVs, Travel Trailers, Boats
5.09%
5.742
159.00
75 Months Maximum

(Based on credit score of 760 & higher)





 Auto, Small Trucks, Boats, Motor Homes, Travel Trailers





Any Model Year 4.99% 5.642 158.53 75 Months Maximum
RV's,Travel Trailers, Boats 7.40% 7.940 141.06 96 Months Maximum
Motorcycles, Snowmobiles, ATV's, Jet Skis




2013 & Newer 5.55 % 6.206 161.20 75 Months Maximum
2013 & Newer 5.05% 6.041 235.04 48 Months Maximum
2012 & Older 6.00 % 6.811 197.12 60 Months Maximum






The above rates are based on purchase only.










Home Improvement 6.39 % 7.203 198.97 60 Months Maximum
All Other Loans 8.39 % 9.221 208.66
60 Months Maximum








APR and payment amount calculated at maximum terms listed, loan amount of $10,000 with a $195 loan processing fee, first payment in 30 days.
Rates may be higher based on credit scores or vehicle mileage.